The Differences Between Pre-Need and Pre-Plan
When an unanticipated death occurs, this can present a tremendous financial burden on the family that may not have means to pay for the funeral. Pre-Need planning is designed to remove the anxiety that surrounds arranging a funeral, educate about the funeral process and save money.
Pre-Need planning makes your wishes known and helps avoid gaffes. For example, the family burying you in the family plot when your desire is to be cremated. You determine the services and merchandise you would like. Do you want the service to take place in the funeral home’s chapel or at the location of your choice? You can design the program, obituary and select the casket in a non-pressured environment.
Pre-Plan addresses all of the above concerns and includes payment arrangements. By paying for the funeral ahead of time you alleviate that financial burden from your family. There are multiple benefits for everyone who enters into a funded pre-need arrangement. The below list comprise some of those benefits:
• Lets your wishes be known
• Reduces stress for friends and family at an already emotional time
• Saves money
• Guarantees many of the funeral expenses
• Those items that are guaranteed are protected against inflation
• Shows you care by removing this burden from your family
• Relieves your loved ones of the financial responsibility
Elcock Funeral Home, Inc. participates in the New York State Pre-Plan Trust. Consumers in New York who prefund their funerals have their money protected by what are truly the strongest preneed laws in the nation. These laws require that 100% of such funds be deposited in an interest-bearing, government backed trust account. The interest earned will keep pace with inflation to cover the cost of the funeral when the death occurs in the future.
If you feel that the above benefits are worth taking advantage of, give Elcock Funeral Home, Inc. a call to schedule a Pre-Need conference with one of our directors.
